Terms & Conditions
Terms &
Conditions
These terms & conditions (“Terms & Conditions”) outline the rules and guidelines for the
users (“You” or “Your”) who access or register on the website i.e. www.changewealth.in
(referred to as the “Website”). The Website is operated by Ultimaa Resources Private
Limited, a company incorporated under Companies Act, 2013, having its registered office at
201, Kanta Apartment, 181, East Avenue Road, Near Anand Bhuvan, Santacruz (West),
Mumbai- 400054 (“Company”, “We” or “Us”).
USER ACKNOWLEDGMENT AND CONSENT
Before accessing any content, materials, or information available through on the Website,
You are advised to carefully read and understand these Terms & Conditions along with our
Privacy Policy available at: Change Wealth's Privacy Policy. Your continued use of or access
to the Website will be considered as Your acknowledgment and acceptance of both these
Terms & Conditions and the Privacy Policy.
The Company reserves the right to modify, update, or amend these Terms & Conditions at
any time, without prior notice to You. It is Your responsibility to regularly review these
Terms & Conditions to stay informed of any updates. Your continued use of the Website after
such modifications constitutes Your acceptance of the revised Terms & Conditions and
confirms Your agreement to be legally bound by them. The Company is in compliance with
the applicable laws of India and in the event, You are using the Website from outside India,
then onus of the compliance with the local laws of the jurisdiction from which the Website is
used shall be on You.
USE OF THE WEBSITE
1. The Company provides You with a limited, non-exclusive, non-transferable and
royalty-free license to access and use the Website, subject to Your compliance with
these Terms & Conditions.
2. Restrictions on Use of Content: Except as expressly permitted for Your personal,
internal, and non-commercial use, You agree not to:
• Copy, reproduce, distribute, sell, redistribute, publish or display any content or
materials available on or through the Website;
• Modify, alter, transmit, license, create derivative works from, or exploit any part
of the Website or its contents; or
• Upload Website content into a database or transfer it in any form for any
commercial purpose.
Any unauthorized use of the Website or its content may result in the termination of
Your access to the Website and potential legal action.
3. Prohibited Conduct: You agree not to use the Website in any manner that could:
• Harm, disable, disrupt, or impair the functioning of the Website;
• Negatively affect the experience or legal rights of other users; or
• Interfere with, restrict, or prevent any other person from accessing or using the
Website.
Any misuse of the Website, including unauthorized access or disruption, is strictly
prohibited.
4. Third-Party Content and External Links: You understand and accept that the
Company is not responsible for the availability of content or other services on third
party sites linked from the Website. You are aware that access of hyperlinks to other
internet sites are at Your own risk and the content, accuracy, opinions expressed, and
other links provided by these sites are not verified, monitored or endorsed by the
Company in any way. The Company does not make any warranties and expressly
disclaims all warranties express or implied, including without limitation, those of
merchantability and fitness for a particular purpose, title or non-infringement with
respect to any information or services or products that are available or advertised or
sold through these third-party platforms.
5. Compliance with Terms and Applicable Law: You agree to use the Website only:
• In accordance with these Terms & Conditions; and
• In compliance with all applicable laws, regulations, and guidelines.
Additionally, You agree not to remove or alter any language, copyright or other
proprietary notice included in the Website materials that You may download or access.
6. Service Availability and Eligibility: You understand and acknowledge that the access
and use of the Website is not available in all geographic areas and You may not be
eligible to access and use the Website. The Company reserves the sole right to
determine the access of the Website for any user, without the obligation to provide prior
notice or justification.
7. Force Majeure: The Company shall not be held liable for any failure or delay in the
performance of its obligations under these Terms & Conditions if such failure or delay
is due to a Force Majeure Event. During the duration of a Force Majeure Event, all
affected obligations shall be deemed suspended.
A “Force Majeure Event” includes, but is not limited to:
• Natural disasters (e.g., fire, flood, earthquake, acts of God);
• War, insurrection, riots, civil commotion, strikes, or industrial actions;
• Acts or restrictions of government or regulatory authorities;
• Lockdowns or other public safety mandates;
• Failure of telecommunications, internet services, or payment gateways;
• Cyberattacks, hacking, unauthorised access, malware, system failures, or
technical disruptions.
8. Ownership of Website Software and Technology: You acknowledge that the
software and hardware underlying the Website, along with related Internet-based tools
or software required to access the Website, are either the exclusive property of the
Company or licensed from third-party vendors. Access to the Website does not grant
You any proprietary or ownership rights in such software/hardware.
9. Prohibited Content and Legal Compliance: You agree not to host, display, upload,
modify, publish, transmit, store, update, or share any unlawful content, as defined under
Rule 3(1)(b) of the Information Technology (Intermediary Guidelines and Digital
Media Ethics Code) Rules, 2021. In the event of a violation, the consequences may
include, but are not limited to:
a. You shall be disabled from accessing such non-compliant information;
b. such non-compliant information may be removed from the Website;
c. You shall be punished under applicable laws.
10. Prohibited Conduct and User Undertakings: You further undertake not to engage in
any conduct or activity that may harm, disrupt, or misuse the Website or violate
applicable laws, including but not limited to the following:
a. uploading or disseminating files that contain software or other material, scanning
or testing the Website's or a linked network's vulnerability, or circumventing the
Website's or a connected network's security or authentication procedures. You
may not use the Website or any information made available or offered by or
through the Website in any way, whether or not the purpose is to reveal any
information, including but not limited to personal identification information,
other than Your own information, as provided on the Website, or reverse look-up,
trace, or seek to trace any information on any other user of the Website, or visitor
to the Website, to its source;
b. carrying out or distributing competitions, chain mails, surveys or pyramid
schemes;
c. posting, transmitting, copying, reproducing, republishing, displaying, translating
or distributing any content on the Website through any medium without
authorization;
d. using the Website or any content or material for any illegal or forbidden purpose
as stated in these Terms & Conditions, or to encourage the performance of any
illegal or prohibited activity as well as other behaviour that violates the rights of
the Company or other third parties;
e. distributing or uploading files that include software or other content that is subject
to intellectual property laws without first having the required permissions or
ownership of the relevant rights;
f. displaying, copying, reproducing, transmitting, reverse engineering, performing,
modifying, licensing, transferring, distributing, publishing, creating derivative
works from selling or transferring any software or information obtained from the
Website;
g. restricting or preventing access to the Website (or the networks and servers
connected to the Website);
h. hacking (or utilizing any other illegitimate means) to obtain access to the
Website, any other systems or networks linked to the Website, any servers
belonging to the Company, or any other aspect of the Website in an attempt to
obtain unauthorized access;
i. publishing, posting, uploading, distributing, or disseminating any inappropriate,
profane, defamatory, infringing, obscene, indecent, or unlawful material, or
information;
j. using any tool or software to disrupt or interfere with the proper functioning of
the Website or any transaction being carried out on the Website;
k. uploading or disseminating files that are infected with malware, corrupted, or
otherwise include code that might harm the Website's functionality or the
computer of another person;
l. breaching the legal rights of individuals in any way; harassing, abusing,
threatening, or slandering them;
m. causing harm to the Website, systems resources, accounts, passwords, servers, or
networks connected to or accessible through the Website or any affiliated or
linked sites;
n. collecting or storing information about other users in connection with prohibited
conduct and activities; and
o. violating any applicable laws or regulations currently in force in India or outside
of India, as well as anyone's right to privacy or personality.
USER ELIGBILITY
By accepting these Terms & Conditions, You hereby represent, warrant, and confirm the
following:
1. Legal Capacity and Eligibility: You are at least 18 years of age, legally competent to
enter into a binding contract under applicable law and are not disqualified from
accessing or using the Website. The Company reserves the right to deny access to the
Website at its discretion. Any user previously suspended or removed from the Website
for any reason is not eligible to use the Website.
2. Consent to Use of Personal Information: You grant the Company the permission to
collect, store, and use the information You provide while using the Website in order to
enable Your use of the Website.
3. Accuracy and Access to Personal Information: You confirm that the information
provided by You during use of the Website is true, accurate, and complete to the best of
Your knowledge. You acknowledge that You have read and understood the Company’s
Privacy Policy available on the Website. If Your personal information is not accessible
online or You wish to update, modify, or delete any personal information or other
information, You may contact the Company at: founders@changewealth.in
INFORMATION COLLECTED
During Your use and access of the Website, You shall be required to provide certain personal
information such as Your full name, email address and mobile number. Further, if You are
using and accessing the Website on behalf of a corporate entity, the name of the corporate
entity will be required to be provided. You will be asked to select from the below-options as
to what describes You the best:
(i) Wealth Manager;
(ii) Family Office (Principal or Staff);
(iii) Individual Investor;
(iv) Institutional Investor; or
(v) Other. You may not be able to
access certain portions of the Website if You elect to not provide the information as sought
by the Company and the Company shall not be held liable for the same.
It is Your sole responsibility to ensure that all information provided during the use and access
of the Website is complete, accurate, and up to date.
The Company reserves the right, in its sole discretion, to suspend or terminate or restrict
access to the Website (in whole or in part), if it believes that the information provided by You
is false, incomplete, misleading, or inaccurate, without prejudice to any other legal remedies
available to the Company.
INTELLECTUAL PROPERTY RIGHTS
The Website and all content, information, and materials contained therein, including but not
limited to graphics, audio content, photographs, texts, computer code, video content, and
other similar materials (collectively referred to as “Content”), are owned and controlled by
the Company. The Company, its affiliates, and other relevant third parties, where applicable,
are the exclusive owners of the trademarks, logos, and service marks (“Marks”) displayed on
the Website. You are not permitted to use or reproduce any of the Marks without the prior
written consent of the Company or the relevant third parties that own the Marks. The design,
structure, selection, arrangement, and presentation of the Content on the Website are
protected by copyright, patent, trademark laws, and other applicable intellectual property
rights, either in favor of the Company or third parties. Any unauthorized use of the Content or
Marks is prohibited and may result in legal action.
DISCLAIMER, LIMITATION OF LIABILITY, INDEMNITY AND WARRANTY
1. Website Disclaimer: You expressly agree and understand that, to the maximum extent
permitted by applicable law, the Website is offered on an “As Is,” “Where Is,” and “As
Available” basis. The Company makes no representations or warranties, whether
express or implied, regarding the Website, including but not limited to implied
warranties of merchantability, title, non-infringement, and fitness for a particular
purpose. Further, no warranties are made by the Company that: (a) as a result of the use
of the Website, Your requirements shall be fulfilled or the Website shall be without
errors or interruptions; (b) the results generated from the use of the Website shall be
accurate or reliable or effective; and (c) any errors on the Website shall be cured.
2. Website Accessibility: The Company shall not be held responsible for inoperativeness
or downtime of the Website due to scheduled maintenance or unplanned suspension of
access, caused by factors beyond the Company’s control.
3. User Content and Risks: No liabilities arising from the user content on the Website
under the applicable laws shall be to the account of the Company and all liabilities with
respect to the misuse, loss, modification, unauthorized use of the user content is
disclaimed by the Company under these Terms & Conditions. You agree and
understand that all content downloaded or obtained from the Website is at Your sole
discretion and risk and if as a result of which, any damage is caused to Your device or
Your data is lost, then You shall be solely responsible for the same.
4. Accuracy of Information: The Company shall on best endeavour basis ensure that all
the information published by it on the Website is correct, however, it neither warrants
nor represents that such information is complete or accurate. For any delay caused to
the use of the Website or the inabilities to use the Website or related functionalities, the
Company shall not be held responsible.
5. Indemnification: You agree to indemnify, defend, and hold harmless the Company, its
directors, employees, agents, and affiliates from any claims, losses, penalties, damages,
costs (including reasonable attorney fees), and demands arising out of Your actions or
inactions under these Terms & Conditions. The Company shall on best endeavour basis
ensure that all the information published by it on the Website is correct, however, it
neither warrants nor represents that such information is complete or accurate. For any
delay caused to the use of the Website or the inabilities to use the Website or related
functionalities, the Company shall not be held responsible.
6. Limitation of Liability: In no event shall the Company or its officers, consultants,
agents, or employees be liable for any special, incidental, indirect, consequential, or
punitive damages arising out of or in connection with Your use or access to the
Website. Further, the Company shall not be held liable for:
a. actions that the Company is not obligated to perform under these Terms & Conditions;
b. disclosures made to competent authorities as per applicable laws;
c. Force Majeure Events (as defined above);
d. inaccuracies or typographical errors on the Website or in communications.
You hereby represent and warrant that:
a. When using the Website all information and details submitted to Us or our directors,
employees, affiliates, partners, or suppliers are true, accurate, and complete and any
loss or damage that may result from using the Website, shall in no event be the
responsibility of the Company, its directors, employees, associates, partners, or
suppliers to You, Your representatives, or any persons claiming under You; and
b. You shall hold Us and/or our directors, employees, associates, partners, or suppliers
harmless from any and all liabilities (including claims, damages, suits, or legal costs
incurred in defending itself in relation to the foregoing) resulting from the use or
misuse of the Website, from the non-performance and/or disregard of Your duties and
obligations under these Terms & Conditions, or from any act, negligence, misconduct,
or fraud on Your part or any of Your constituents part.
VIOLATION OF TERMS & CONDITIONS
Breach of Terms & Conditions
1. Violation Consequences: You acknowledge that any violation of these Terms &
Conditions will constitute an unlawful and unfair business practice and will result in
irreparable harm to the Company for which monetary damages would be inadequate.
Therefore, You agree that the Company has the right to seek injunctive or equitable
relief it deems necessary or appropriate, in addition to any other legal or equitable
remedies available under applicable law.
2. Legal Costs and Attorney's Fees: As a result of Your breach of these Terms &
Conditions, the Company will be entitled, in addition to any other relief granted, to
recover all reasonable attorney's fees and expenses incurred in any legal action taken in
relation to such breach. You agree to pay all such fees and costs incurred by the
Company in enforcing these Terms & Conditions.
3. Reporting Violations: If You discover any abuse or violations of these Terms & Conditions,
or if You encounter any objectionable content on the Website, please report
it immediately to the following email address:
SUSPENSION AND TERMINATION
These Terms & Conditions shall continue to be applicable unless terminated in writing by the
Company. In the event You wish to withdraw Your consent to these Terms & Conditions or
are dis-satisfied with the Website, You shall not access the Website. In the event of
breach/violation of these Terms & Conditions or applicable laws by You or where the
Company believes that You have acted in an unethical manner, the Company may, in its sole
discretion, be entitled to prevent You from accessing the Website in future. In the event of
termination, the Company may delete all information pertaining to You (except for the
information mandated to be preserved for compliance matters) and it shall have no
responsibility towards You or any third-party in relation to the same.
MISCELLANOUS
1. Notices: The Company shall issue all notices to You via email on Your registered
email address or by general notification on the Website. In the event, You wish to issue
notice to the Company pursuant to these Terms & Conditions, You shall send it via
email on founders@changewealth.in
2. Assignment: You cannot assign or transfer these Terms & Conditions or any right
granted hereunder to any third-party, however, the Company shall be entitled to transfer
its rights under these Terms & Conditions to any third-party, without seeking prior
consent.
3. Severability: If any provision of these Terms & Conditions shall for any reason be held
to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or
unenforceability shall not affect any other provision thereof, and these Terms &
Conditions shall be construed as if such invalid, illegal or unenforceable provision had
never been contained herein.
4. Waiver: The failure to enforce any right arising from a breach of these Terms &
Conditions by the Company, will not operate or be construed as a waiver of any other
or subsequent breach by the Company.
5. Confidentiality: During the course of Your relationship with the Company and in
furtherance of the use of the Website, You may obtain certain information relating to
the Company and the Website (“Proprietary Information”). You agree and acknowledge
that this Proprietary Information shall belong to the Company and You shall not
disclose the same without the prior written consent of the Company. This Proprietary
Information shall include but not be limited to the features and mode of operation of the
Website , trade secrets, know-how, inventions (whether or not patentable), techniques,
processes, programs, ideas, algorithms, schematics, testing procedures, software design
and architecture, computer code, internal documentation, design and function
specifications, product requirements, problem reports, analysis and performance
information, benchmarks, software documents, and other technical, business, product,
plans and data.
6. Governing Law: These Terms of Use are published in accordance with, and governed
by, the applicable laws of India, including but not limited to the provisions of:
• The Indian Contract Act, 1872 (as amended);
• The Information Technology Act, 2000 and the rules, regulations, guidelines, and
clarifications framed thereunder, as amended from time to time;
• The Information Technology (Reasonable Security Practices and Procedures and
Sensitive Personal Information) Rules, 2011;
• The Information Technology (Intermediary Guidelines and Digital Media Ethics
Code) Rules, 2021.
This document is an electronic record as per the provisions of the Information
Technology Act, 2000, and the applicable rules thereunder, including any statutory
amendments or modifications. It is generated by a computer system and does not
require physical or digital signatures. Subject to applicable laws, You hereby waive any
rights or objections related to the electronic form of this document and the absence of
physical or digital signatures by either party for the execution of this document.
All disputes arising in relation to these Terms & Conditions shall exclusively be subject
to the courts at Mumbai.
7. Communication: You hereby explicitly consent to receiving communications
(including transactional messages) from the Company or any third party in connection
with Your registration on the Website by SMS, email, WhatsApp, and/or other
electronic means. You can unsubscribe from receiving promotional emails at any time
by sending an email to founders@changewealth.in
9. Nothing on the Website is intended to constitute (i) an offer, or solicitation of an offer,
to purchase or sell any security, other asset or service, (ii) investment advice or an offer
to provide such advice, or (iii) a basis for making any investment decision; or (iv) a
promise/undertaking to invest or provide financing.
These terms & conditions (“Terms & Conditions”) outline the rules and guidelines for the
users (“You” or “Your”) who access or register on the website i.e. www.changewealth.in
(referred to as the “Website”). The Website is operated by Ultimaa Resources Private
Limited, a company incorporated under Companies Act, 2013, having its registered office at
201, Kanta Apartment, 181, East Avenue Road, Near Anand Bhuvan, Santacruz (West),
Mumbai- 400054 (“Company”, “We” or “Us”).
USER ACKNOWLEDGMENT AND CONSENT
Before accessing any content, materials, or information available through on the Website,
You are advised to carefully read and understand these Terms & Conditions along with our
Privacy Policy available at: Change Wealth's Privacy Policy. Your continued use of or access
to the Website will be considered as Your acknowledgment and acceptance of both these
Terms & Conditions and the Privacy Policy.
The Company reserves the right to modify, update, or amend these Terms & Conditions at
any time, without prior notice to You. It is Your responsibility to regularly review these
Terms & Conditions to stay informed of any updates. Your continued use of the Website after
such modifications constitutes Your acceptance of the revised Terms & Conditions and
confirms Your agreement to be legally bound by them. The Company is in compliance with
the applicable laws of India and in the event, You are using the Website from outside India,
then onus of the compliance with the local laws of the jurisdiction from which the Website is
used shall be on You.
USE OF THE WEBSITE
1. The Company provides You with a limited, non-exclusive, non-transferable and
royalty-free license to access and use the Website, subject to Your compliance with
these Terms & Conditions.
2. Restrictions on Use of Content: Except as expressly permitted for Your personal,
internal, and non-commercial use, You agree not to:
• Copy, reproduce, distribute, sell, redistribute, publish or display any content or
materials available on or through the Website;
• Modify, alter, transmit, license, create derivative works from, or exploit any part
of the Website or its contents; or
• Upload Website content into a database or transfer it in any form for any
commercial purpose.
Any unauthorized use of the Website or its content may result in the termination of
Your access to the Website and potential legal action.
3. Prohibited Conduct: You agree not to use the Website in any manner that could:
• Harm, disable, disrupt, or impair the functioning of the Website;
• Negatively affect the experience or legal rights of other users; or
• Interfere with, restrict, or prevent any other person from accessing or using the
Website.
Any misuse of the Website, including unauthorized access or disruption, is strictly
prohibited.
4. Third-Party Content and External Links: You understand and accept that the
Company is not responsible for the availability of content or other services on third
party sites linked from the Website. You are aware that access of hyperlinks to other
internet sites are at Your own risk and the content, accuracy, opinions expressed, and
other links provided by these sites are not verified, monitored or endorsed by the
Company in any way. The Company does not make any warranties and expressly
disclaims all warranties express or implied, including without limitation, those of
merchantability and fitness for a particular purpose, title or non-infringement with
respect to any information or services or products that are available or advertised or
sold through these third-party platforms.
5. Compliance with Terms and Applicable Law: You agree to use the Website only:
• In accordance with these Terms & Conditions; and
• In compliance with all applicable laws, regulations, and guidelines.
Additionally, You agree not to remove or alter any language, copyright or other
proprietary notice included in the Website materials that You may download or access.
6. Service Availability and Eligibility: You understand and acknowledge that the access
and use of the Website is not available in all geographic areas and You may not be
eligible to access and use the Website. The Company reserves the sole right to
determine the access of the Website for any user, without the obligation to provide prior
notice or justification.
7. Force Majeure: The Company shall not be held liable for any failure or delay in the
performance of its obligations under these Terms & Conditions if such failure or delay
is due to a Force Majeure Event. During the duration of a Force Majeure Event, all
affected obligations shall be deemed suspended.
A “Force Majeure Event” includes, but is not limited to:
• Natural disasters (e.g., fire, flood, earthquake, acts of God);
• War, insurrection, riots, civil commotion, strikes, or industrial actions;
• Acts or restrictions of government or regulatory authorities;
• Lockdowns or other public safety mandates;
• Failure of telecommunications, internet services, or payment gateways;
• Cyberattacks, hacking, unauthorised access, malware, system failures, or
technical disruptions.
8. Ownership of Website Software and Technology: You acknowledge that the
software and hardware underlying the Website, along with related Internet-based tools
or software required to access the Website, are either the exclusive property of the
Company or licensed from third-party vendors. Access to the Website does not grant
You any proprietary or ownership rights in such software/hardware.
9. Prohibited Content and Legal Compliance: You agree not to host, display, upload,
modify, publish, transmit, store, update, or share any unlawful content, as defined under
Rule 3(1)(b) of the Information Technology (Intermediary Guidelines and Digital
Media Ethics Code) Rules, 2021. In the event of a violation, the consequences may
include, but are not limited to:
a. You shall be disabled from accessing such non-compliant information;
b. such non-compliant information may be removed from the Website;
c. You shall be punished under applicable laws.
10. Prohibited Conduct and User Undertakings: You further undertake not to engage in
any conduct or activity that may harm, disrupt, or misuse the Website or violate
applicable laws, including but not limited to the following:
a. uploading or disseminating files that contain software or other material, scanning
or testing the Website's or a linked network's vulnerability, or circumventing the
Website's or a connected network's security or authentication procedures. You
may not use the Website or any information made available or offered by or
through the Website in any way, whether or not the purpose is to reveal any
information, including but not limited to personal identification information,
other than Your own information, as provided on the Website, or reverse look-up,
trace, or seek to trace any information on any other user of the Website, or visitor
to the Website, to its source;
b. carrying out or distributing competitions, chain mails, surveys or pyramid
schemes;
c. posting, transmitting, copying, reproducing, republishing, displaying, translating
or distributing any content on the Website through any medium without
authorization;
d. using the Website or any content or material for any illegal or forbidden purpose
as stated in these Terms & Conditions, or to encourage the performance of any
illegal or prohibited activity as well as other behaviour that violates the rights of
the Company or other third parties;
e. distributing or uploading files that include software or other content that is subject
to intellectual property laws without first having the required permissions or
ownership of the relevant rights;
f. displaying, copying, reproducing, transmitting, reverse engineering, performing,
modifying, licensing, transferring, distributing, publishing, creating derivative
works from selling or transferring any software or information obtained from the
Website;
g. restricting or preventing access to the Website (or the networks and servers
connected to the Website);
h. hacking (or utilizing any other illegitimate means) to obtain access to the
Website, any other systems or networks linked to the Website, any servers
belonging to the Company, or any other aspect of the Website in an attempt to
obtain unauthorized access;
i. publishing, posting, uploading, distributing, or disseminating any inappropriate,
profane, defamatory, infringing, obscene, indecent, or unlawful material, or
information;
j. using any tool or software to disrupt or interfere with the proper functioning of
the Website or any transaction being carried out on the Website;
k. uploading or disseminating files that are infected with malware, corrupted, or
otherwise include code that might harm the Website's functionality or the
computer of another person;
l. breaching the legal rights of individuals in any way; harassing, abusing,
threatening, or slandering them;
m. causing harm to the Website, systems resources, accounts, passwords, servers, or
networks connected to or accessible through the Website or any affiliated or
linked sites;
n. collecting or storing information about other users in connection with prohibited
conduct and activities; and
o. violating any applicable laws or regulations currently in force in India or outside
of India, as well as anyone's right to privacy or personality.
USER ELIGBILITY
By accepting these Terms & Conditions, You hereby represent, warrant, and confirm the
following:
1. Legal Capacity and Eligibility: You are at least 18 years of age, legally competent to
enter into a binding contract under applicable law and are not disqualified from
accessing or using the Website. The Company reserves the right to deny access to the
Website at its discretion. Any user previously suspended or removed from the Website
for any reason is not eligible to use the Website.
2. Consent to Use of Personal Information: You grant the Company the permission to
collect, store, and use the information You provide while using the Website in order to
enable Your use of the Website.
3. Accuracy and Access to Personal Information: You confirm that the information
provided by You during use of the Website is true, accurate, and complete to the best of
Your knowledge. You acknowledge that You have read and understood the Company’s
Privacy Policy available on the Website. If Your personal information is not accessible
online or You wish to update, modify, or delete any personal information or other
information, You may contact the Company at: founders@changewealth.in
INFORMATION COLLECTED
During Your use and access of the Website, You shall be required to provide certain personal
information such as Your full name, email address and mobile number. Further, if You are
using and accessing the Website on behalf of a corporate entity, the name of the corporate
entity will be required to be provided. You will be asked to select from the below-options as
to what describes You the best:
(i) Wealth Manager;
(ii) Family Office (Principal or Staff);
(iii) Individual Investor;
(iv) Institutional Investor; or
(v) Other. You may not be able to
access certain portions of the Website if You elect to not provide the information as sought
by the Company and the Company shall not be held liable for the same.
It is Your sole responsibility to ensure that all information provided during the use and access
of the Website is complete, accurate, and up to date.
The Company reserves the right, in its sole discretion, to suspend or terminate or restrict
access to the Website (in whole or in part), if it believes that the information provided by You
is false, incomplete, misleading, or inaccurate, without prejudice to any other legal remedies
available to the Company.
INTELLECTUAL PROPERTY RIGHTS
The Website and all content, information, and materials contained therein, including but not
limited to graphics, audio content, photographs, texts, computer code, video content, and
other similar materials (collectively referred to as “Content”), are owned and controlled by
the Company. The Company, its affiliates, and other relevant third parties, where applicable,
are the exclusive owners of the trademarks, logos, and service marks (“Marks”) displayed on
the Website. You are not permitted to use or reproduce any of the Marks without the prior
written consent of the Company or the relevant third parties that own the Marks. The design,
structure, selection, arrangement, and presentation of the Content on the Website are
protected by copyright, patent, trademark laws, and other applicable intellectual property
rights, either in favor of the Company or third parties. Any unauthorized use of the Content or
Marks is prohibited and may result in legal action.
DISCLAIMER, LIMITATION OF LIABILITY, INDEMNITY AND WARRANTY
1. Website Disclaimer: You expressly agree and understand that, to the maximum extent
permitted by applicable law, the Website is offered on an “As Is,” “Where Is,” and “As
Available” basis. The Company makes no representations or warranties, whether
express or implied, regarding the Website, including but not limited to implied
warranties of merchantability, title, non-infringement, and fitness for a particular
purpose. Further, no warranties are made by the Company that: (a) as a result of the use
of the Website, Your requirements shall be fulfilled or the Website shall be without
errors or interruptions; (b) the results generated from the use of the Website shall be
accurate or reliable or effective; and (c) any errors on the Website shall be cured.
2. Website Accessibility: The Company shall not be held responsible for inoperativeness
or downtime of the Website due to scheduled maintenance or unplanned suspension of
access, caused by factors beyond the Company’s control.
3. User Content and Risks: No liabilities arising from the user content on the Website
under the applicable laws shall be to the account of the Company and all liabilities with
respect to the misuse, loss, modification, unauthorized use of the user content is
disclaimed by the Company under these Terms & Conditions. You agree and
understand that all content downloaded or obtained from the Website is at Your sole
discretion and risk and if as a result of which, any damage is caused to Your device or
Your data is lost, then You shall be solely responsible for the same.
4. Accuracy of Information: The Company shall on best endeavour basis ensure that all
the information published by it on the Website is correct, however, it neither warrants
nor represents that such information is complete or accurate. For any delay caused to
the use of the Website or the inabilities to use the Website or related functionalities, the
Company shall not be held responsible.
5. Indemnification: You agree to indemnify, defend, and hold harmless the Company, its
directors, employees, agents, and affiliates from any claims, losses, penalties, damages,
costs (including reasonable attorney fees), and demands arising out of Your actions or
inactions under these Terms & Conditions. The Company shall on best endeavour basis
ensure that all the information published by it on the Website is correct, however, it
neither warrants nor represents that such information is complete or accurate. For any
delay caused to the use of the Website or the inabilities to use the Website or related
functionalities, the Company shall not be held responsible.
6. Limitation of Liability: In no event shall the Company or its officers, consultants,
agents, or employees be liable for any special, incidental, indirect, consequential, or
punitive damages arising out of or in connection with Your use or access to the
Website. Further, the Company shall not be held liable for:
a. actions that the Company is not obligated to perform under these Terms & Conditions;
b. disclosures made to competent authorities as per applicable laws;
c. Force Majeure Events (as defined above);
d. inaccuracies or typographical errors on the Website or in communications.
You hereby represent and warrant that:
a. When using the Website all information and details submitted to Us or our directors,
employees, affiliates, partners, or suppliers are true, accurate, and complete and any
loss or damage that may result from using the Website, shall in no event be the
responsibility of the Company, its directors, employees, associates, partners, or
suppliers to You, Your representatives, or any persons claiming under You; and
b. You shall hold Us and/or our directors, employees, associates, partners, or suppliers
harmless from any and all liabilities (including claims, damages, suits, or legal costs
incurred in defending itself in relation to the foregoing) resulting from the use or
misuse of the Website, from the non-performance and/or disregard of Your duties and
obligations under these Terms & Conditions, or from any act, negligence, misconduct,
or fraud on Your part or any of Your constituents part.
VIOLATION OF TERMS & CONDITIONS
Breach of Terms & Conditions
1. Violation Consequences: You acknowledge that any violation of these Terms &
Conditions will constitute an unlawful and unfair business practice and will result in
irreparable harm to the Company for which monetary damages would be inadequate.
Therefore, You agree that the Company has the right to seek injunctive or equitable
relief it deems necessary or appropriate, in addition to any other legal or equitable
remedies available under applicable law.
2. Legal Costs and Attorney's Fees: As a result of Your breach of these Terms &
Conditions, the Company will be entitled, in addition to any other relief granted, to
recover all reasonable attorney's fees and expenses incurred in any legal action taken in
relation to such breach. You agree to pay all such fees and costs incurred by the
Company in enforcing these Terms & Conditions.
3. Reporting Violations: If You discover any abuse or violations of these Terms & Conditions,
or if You encounter any objectionable content on the Website, please report
it immediately to the following email address:
SUSPENSION AND TERMINATION
These Terms & Conditions shall continue to be applicable unless terminated in writing by the
Company. In the event You wish to withdraw Your consent to these Terms & Conditions or
are dis-satisfied with the Website, You shall not access the Website. In the event of
breach/violation of these Terms & Conditions or applicable laws by You or where the
Company believes that You have acted in an unethical manner, the Company may, in its sole
discretion, be entitled to prevent You from accessing the Website in future. In the event of
termination, the Company may delete all information pertaining to You (except for the
information mandated to be preserved for compliance matters) and it shall have no
responsibility towards You or any third-party in relation to the same.
MISCELLANOUS
1. Notices: The Company shall issue all notices to You via email on Your registered
email address or by general notification on the Website. In the event, You wish to issue
notice to the Company pursuant to these Terms & Conditions, You shall send it via
email on founders@changewealth.in
2. Assignment: You cannot assign or transfer these Terms & Conditions or any right
granted hereunder to any third-party, however, the Company shall be entitled to transfer
its rights under these Terms & Conditions to any third-party, without seeking prior
consent.
3. Severability: If any provision of these Terms & Conditions shall for any reason be held
to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or
unenforceability shall not affect any other provision thereof, and these Terms &
Conditions shall be construed as if such invalid, illegal or unenforceable provision had
never been contained herein.
4. Waiver: The failure to enforce any right arising from a breach of these Terms &
Conditions by the Company, will not operate or be construed as a waiver of any other
or subsequent breach by the Company.
5. Confidentiality: During the course of Your relationship with the Company and in
furtherance of the use of the Website, You may obtain certain information relating to
the Company and the Website (“Proprietary Information”). You agree and acknowledge
that this Proprietary Information shall belong to the Company and You shall not
disclose the same without the prior written consent of the Company. This Proprietary
Information shall include but not be limited to the features and mode of operation of the
Website , trade secrets, know-how, inventions (whether or not patentable), techniques,
processes, programs, ideas, algorithms, schematics, testing procedures, software design
and architecture, computer code, internal documentation, design and function
specifications, product requirements, problem reports, analysis and performance
information, benchmarks, software documents, and other technical, business, product,
plans and data.
6. Governing Law: These Terms of Use are published in accordance with, and governed
by, the applicable laws of India, including but not limited to the provisions of:
• The Indian Contract Act, 1872 (as amended);
• The Information Technology Act, 2000 and the rules, regulations, guidelines, and
clarifications framed thereunder, as amended from time to time;
• The Information Technology (Reasonable Security Practices and Procedures and
Sensitive Personal Information) Rules, 2011;
• The Information Technology (Intermediary Guidelines and Digital Media Ethics
Code) Rules, 2021.
This document is an electronic record as per the provisions of the Information
Technology Act, 2000, and the applicable rules thereunder, including any statutory
amendments or modifications. It is generated by a computer system and does not
require physical or digital signatures. Subject to applicable laws, You hereby waive any
rights or objections related to the electronic form of this document and the absence of
physical or digital signatures by either party for the execution of this document.
All disputes arising in relation to these Terms & Conditions shall exclusively be subject
to the courts at Mumbai.
7. Communication: You hereby explicitly consent to receiving communications
(including transactional messages) from the Company or any third party in connection
with Your registration on the Website by SMS, email, WhatsApp, and/or other
electronic means. You can unsubscribe from receiving promotional emails at any time
by sending an email to founders@changewealth.in
9. Nothing on the Website is intended to constitute (i) an offer, or solicitation of an offer,
to purchase or sell any security, other asset or service, (ii) investment advice or an offer
to provide such advice, or (iii) a basis for making any investment decision; or (iv) a
promise/undertaking to invest or provide financing.
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Disclaimer
a. The content and the investment options as available on www.changewealth.in are for Qualified Investors only strictly on a private placement/private circulation basis and not for the public at large. Nothing contained herein shall be deemed to be an offer, advertisement or solicitation to invest or subscribe;
Disclaimer
a. The content and the investment options as available on www.changewealth.in are for Qualified Investors only strictly on a private placement/private circulation basis and not for the public at large. Nothing contained herein shall be deemed to be an offer, advertisement or solicitation to invest or subscribe;
Let's discuss your goals and see how we can help you grow
Contact Us
->
Follow Us On |
Disclaimer
a. The content and the investment options as available on www.changewealth.in are for Qualified Investors only strictly on a private placement/private circulation basis and not for the public at large. Nothing contained herein shall be deemed to be an offer, advertisement or solicitation to invest or subscribe;
Disclaimer
a. The content and the investment options as available on www.changewealth.in are for Qualified Investors only strictly on a private placement/private circulation basis and not for the public at large. Nothing contained herein shall be deemed to be an offer, advertisement or solicitation to invest or subscribe;